Financial Planning

Building and preserving your personal wealth requires specialized attention. 

With WCA, you get one-on-one guidance and comprehensive financial planning that helps manage risk, improve performance, and ensure the growth and longevity of your wealth and investments.

WCA will assist with:

  • Saving enough for a comfortable retirement by identifying your retirement needs, analyzing your assets and sources of retirement income, and isolating the best ways to save for retirement given your unique financial situation and risk tolerance.

  • Paying for your child's college education by accurately estimating the amount of money you'll need, analyzing your assets, and developing an optimal savings plan given your financial situation and risk tolerance.

  • Protecting your family in case of an emergency by ensuring you have enough money in your emergency fund and analyzing your life, disability, health, home, and auto insurance coverage. We also review your will and various powers of attorney designed to take care of affairs in the event of an unfortunate event.

  • Achieving your investment goals by identifying the steps needed to maximize your investment returns as well as the steps needed to help minimize your risk. All the while, we will help build increased predictability of your investment returns.

  • Leaving a legacy for your heirs by maximizing the value of your estate by saving tax dollars, professional fees, and court costs. As well as minimizing the costs of probate, creditors, lawyers, and estate taxes-- which can negatively impact the value of your estate. We also help you stay in control of your affairs by providing a road map for your assets.


Choose wisely how your money is spent.

If you plan to have some of your assets allocated to cover specific expenses, you may need to create a trust that includes such provisions. For instance, you might want to earmark specific amounts to cover college and special needs expenses for your loved ones. The trustee of the trust would be legally bound to ensure that the designated amounts are used to cover these expenses. WCA can assist you with establishing this financial tactic and many more.

430 Chestnut Street, 4th Floor
Chattanooga, TN, 37402